Whether you want to refinance the existing mortgage on a single tenant retail property or you want to purchase a multi-tenant property, The Halo Capital Group has the right financing solutions for your needs. Our friendly and knowledgeable loan representatives understand what it takes to help you achieve your real estate goals, and we strive to structure financing that is suitable. The right financing on your property can help you position your investment well for long-term gain.
What We Can Do
We understand that the shopping center loan that you apply for will impact your return on investment considerably. Our team will take time to learn more about your goals and needs, and we will analyze the property and your financial information to help you to locate the retail center loan that is best-suited for you and your specific goals and financial situation. You may be looking for a high loan-to-value, a competitive interest rate or even a construction loan for a new development. Regardless of the type of shopping center loans that you are searching for, we can help. We take a creative approach to structuring retail center financing that is ideal for you. Even when other lenders have not been able to help you with financing for your shopping center investment plans, we may have a creative solution that meets your objectives.
What to Expect When You Work With Us
We offer affordable retail center financing for purchases, refinancing and construction plans. We can assist you with capital for building a shopping center from the ground up as well as for your plans with an existing structure. You can reach out to our friendly and skilled commercial loan representatives today by filling out the contact form online or by calling us, and we will initially answer your questions about our financing programs. We can learn more about your property and financing needs over the phone, and we will work to comprehensively prequalify your property with efficiency. We understand that you want to obtain affordable shopping center financing in a timely manner. In some cases, such as with purchase loans or when your note on an existing loan is due, time may be of the essence. You can trust us to give your commercial loan request the attention it deserves from start to finish.
The Benefits of Working With Us for Your Shopping Center Loan
We are dedicated to helping you set up a competitive loan that is structured to meet your needs. Our shopping mall financing programs provide you with numerous benefits. For example, we provide our valued investor clients with:
- Flexible loan terms and amortization periods
- Low fees
- Competitive interest rates
- Quick closing times
- High loan-to-value ratios
- Thorough pre-qualification process
It can be stressful to apply for shopping center financing, but our friendly team will remain focused on your loan from start to finish to help you achieve the desired result. We have helped many investor clients obtain the financing they needed for maximum profitability from their investment property, and we can assist you in this area.
You may have already contacted several commercial lenders about loans for shopping centers or you may just be getting started. Regardless of the stage you are in with shopping for your loan, rest assured that we are ready to assist you. Simply contact our office by phone, or complete the online form to receive a call from us soon. We want to discuss your financing needs and help you on your path towards prosperity!
Retail & Shopping Center Financing syndicated from https://halocapitalgroup.com
You Want to Start a Business — How Should You Finance It?
Getting a small business off the ground is a huge achievement, but establishing financing on a solid footing is critical to whether an enterprise ultimately succeeds or fails.
As a banking officer dealing with financing requests every day, the most common question I hear from founders of startups is, “Should I finance with equity or debt?” I’m here to tell you, there are no pat answers. And even worse, it can be a life and death decision: More than 500,000 businesses are established in America annually but half of them fail within five years. The No. 1 reason for failure is a bad strategy backed by surplus optimism, but the next biggest cause of failure is a lack of funding.
Source – https://www.entrepreneur.com/article/290796
You Want to Start a Business — How Should You Finance It? syndicated from https://halocapitalgroup.com
Golf Course Financing & Loans
Finding the right golf course loan for your business needs can be a true challenge due to the unique nature of this type of business. Golf course lenders can be difficult to find, and some may only want to lend to golf courses in specific markets or that have strong financial records. There may also be requirements on public versus private golf courses as well as if the loan is on the business property or equipment like golf carts. While obtaining golf course funding can be challenging, you can enjoy a simplified and streamlined loan process when you work with the highly knowledgeable and experienced commercial lending team at Halo Capital Group. Our goal is to connect you with the right golf course lenders that offer affordable financing suitable for your needs.
Affordable Golf Course Lending Catered to Your Needs
There are numerous options for golf course financing available, but locating these programs is rarely simple to do. When you do find golf club financing programs, not every program will be right for your needs or your property. For example, some golf course loans are suitable only for stabilized properties with a history of strong cash flow. Others, such as bridge loans or hard equity loans, may be suitable for properties that need to be repositioned. Some borrowers may be interested in locating a golf loan that accepts a subordinate lien in a second position. We have established relationships with many lenders who specialize in golf financing programs, and we are familiar with the underwriting requirements for these programs. We have the knowledge, expertise and connections that you can utilize when you need to find the right lender to work with.
Getting Started Working With Us
When you initially contact Halo Capital Group for assistance with your golf club financing needs, we will take time to review the specifics of your loan request. We will inquire about the property as well as your financial strength. We understand that your goals for golf course funding may be unique, and we will learn about your goals so that we can connect you with a suitable program. In addition, we will review the financial data on the property, and we can streamline your loan application to get you approved quickly.
What to Expect When You Work With Us for Golf Course Financing
Golf course lending programs may be difficult to time, but it is imperative that you find the most affordable program available to you. Your loan request may not be suitable for all types of golf loan programs, but you don’t need be subjected to less beneficial loan terms than necessary. Factors related to your down payment or equity, your credit rating, your desired loan terms and the strength of the property’s financials are just some of the factors that will play a role in the financing program that you qualify for. However, you can rest assured that our lending team will make every effort possible to connect you with golf financing that is best suited for your needs. We know that your financing program will impact the profitability of the property for years to come, and we are committed to working toward your best interests. In addition, we will answer your questions promptly and with honesty so that you have the information you need to make informed decisions.
If you have plans to apply for a golf course loan for a purchase or refinance in the near future, turn to Halo Capital Group for assistance. We offer programs for private and public golf course as well as specialized facilities like driving ranges. Our knowledgeable and friendly lending team is eager to assist you with your financing objectives, so contact our office today by phone or through the application form on our website.
[jcolumns]
Loan Types
• Merchant Cash Advance
• Commercial Real Estate Financing
• Multifamily Apartment Loans
• Acquisition Loans
• Unsecured Business Loans
• Commercial Construction Loans
• Loans for Hospitality Industry
• Agriculture Loans
• Professional Loans
• Loans for Bad Credit
• Bridge Loans
• Equity Based Loans
• Mezzanine Financing
• Note Based Financing
• Account Receivable Factoring
• Lines of Credit
• Equipment Loans
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Rates & Terms
• Loans from $20,000 to $10,000,000+
• Rates: starting at 5%
• Term: 12-60 months (flexible)
• Quick Closing: within 1 day
Asset Classes
• Land & Lot
• Multi-family & Mixed Use
• Senior Housing
• Office/Medical Office
• Mobile Home Parks
• Storage Facilities
• Hotels, Resorts, Casinos
• Parking garages
• Industrial
• Restaurants/Nightclubs
• And More!
[/jcolumns]
halocapitalgroup.com/shopping-center-loans/
Golf Course Financing & Loans syndicated from https://halocapitalgroup.com
Hotel Construction Loan Program
The hospitality industry is thriving, and there is a significant need for investors to obtain capital necessary for investments in this area of the real estate industry. While some real estate investors will purchase a hotel franchise or an existing boutique hotel, others have the desire to build a smaller or larger hotel from the ground up. Hotel loans generally are among one of the more difficult types of commercial loans to find, and many lenders do not offer construction loans for hospitality properties. If you are struggling to find hotel construction lender to assist you with your upcoming real estate plans, you do not need to look farther than Halo Capital Group. We are committed to guiding you through all aspects of the hotel construction finance process so that you have the capital you need for your goals.
Beginning the Loan Process
Applying for a hotel construction loan can be stressful, but it does not have to be when you work with the friendly loan representatives at Halo Capital Group. To begin the process, we will take time to address your needs for hotel construction loans. All aspects of your hotel construction project as well as your finances will be reviewed initially so that we can inform you about your options. We will work diligently to set up the right loan program for your needs, and our efforts up-front to structure your loan appropriately can streamline the underwriting process. From your first call to our office until the project is complete, we are the construction lenders that you can trust to provide you with open, honest communication.
A Closer Look At Our Loan Programs
There are many challenges that investors face when searching for hotel construction lending. For example, you may have discovered that other hotel construction lenders offer a low loan-to-value or have strict underwriting requirements. Our construction loans for hospitality properties are designed to give you the capital you need to achieve your goals. Our loans are affordable with low fees and competitive loan terms. We understand that the affordability of our loan programs will impact your return on investment, and we go to great lengths to keep our hotel construction finance options as affordable as possible for you.
Why We Are the Lender to Work With
At Halo Capital Group, we are not the only company that you can work with when searching for hotel construction lenders, but we are the best option available. We have an extensive network of hotel construction lending firms that we work with, and we know their programs thoroughly. You will not have to spend your time shopping around with dozens of lenders when you turn to our representatives. With one call to our company, you can learn more about the hotel construction loans that may be set up that are best-suited for your goals. We are responsive to your inquiries and we are committed to locating the hotel construction loan with the most attractive terms possible. You do not have to spend your valuable time shopping around for financing and going down dead ends with different lenders when you turn to us first. We can assist you with the construction loan for your hospitality investment loans, and we can also help you to set up the permanent loan when the time arrives to do so.
At Halo Capital Group, we are the commercial real estate lender that you can turn to for all of your hotel construction financing needs. Construction loans for hotel loans are just one of many financing options available through our office. Whether you need to apply for a commercial construction loan or another type of loan to purchase or refinance an existing real estate investment, we can connect you with the right loan program and facilitate the loan process with great results. Contact our office today to speak with us personally about your hotel construction financing needs.
[jcolumns]
Loan Types
• Merchant Cash Advance
• Commercial Real Estate Financing
• Multifamily Apartment Loans
• Acquisition Loans
• Unsecured Business Loans
• Commercial Construction Loans
• Loans for Hospitality Industry
• Agriculture Loans
• Professional Loans
• Loans for Bad Credit
• Bridge Loans
• Equity Based Loans
• Mezzanine Financing
• Note Based Financing
• Account Receivable Factoring
• Lines of Credit
• Equipment Loans
[jcol/]
Rates & Terms
• Loans from $20,000 to $10,000,000+
• Rates: starting at 5%
• Term: 12-60 months (flexible)
• Quick Closing: within 1 day
Asset Classes
• Land & Lot
• Multi-family & Mixed Use
• Senior Housing
• Office/Medical Office
• Mobile Home Parks
• Storage Facilities
• Hotels, Resorts, Casinos
• Parking garages
• Industrial
• Restaurants/Nightclubs
• And More!
[/jcolumns]
Hotel Construction Loan Program syndicated from https://halocapitalgroup.com
Kabbage Nabs $500M for Small Business Loans
Kabbage, a billion-dollar startup that combines machine learning algorithms, data from public profiles on the internet and other factors to rate and then loan people money for their small businesses, is today announcing another big step up in its ambitions. The company has secured over $500 million in fixed-rate, asset-backed notes, money that it will use to expand the amount, payback terms and size of loans it makes to SMBs over the next three years. To date, Kabbage has loaned over $2.7 billion to SMBs since being founded in 2009.
Kabbage said the securitization was oversubscribed. In fact, last night, when I interviewed Kevin Phillips, head of corporate development and one of the people who built Kabbage’s original platform when it was founded in Atlanta, Georgia, he told me that by the time the securitization closes (around March 20), it’s likely to be a little higher than $500 million, maybe more like $525 million, due to interest from institutional investors and others.
Source – https://techcrunch.com/2017/03/08/kabbage-nabs-500m-for-small-business-loans
Kabbage Nabs $500M for Small Business Loans syndicated from https://halocapitalgroup.com
Can I Apply for a Second Business Loan?
Let’s say you own a ski shop that sells 200 skis per year. Next year you expect to sell 300. That’s a 50% increase! How are you going to cover the purchase of those extra skis? Who is going to sell/fit all those skis to your customers?
Many business owners opt to work with a business lender to finance growth rather than giving up some ownership of their company to an investor. But what would happen if, in our ski shop example, the owner already had a business loan he or she was working to pay back?
While it’s possible to take on multiple business loans or financing from multiple providers, it presents a few obstacles. Here’s a few scenarios you might want to know about before you get yourself into them.
Source – https://www.nav.com/blog/can-i-apply-for-a-second-business-loan-18146
Can I Apply for a Second Business Loan? syndicated from https://halocapitalgroup.com
10 Key Steps to Getting a Small Business Loan
Small business loans are available from a large number of traditional and alternative lenders. Small business loans can help your business grow, fund new research and development, help you expand into new territories, enhance sales and marketing efforts, allow you to hire new people, and much more.
This article sets forth 10 key steps to take in getting a small business loan, with some practical advice and insight on the lending process.
Full article – https://www.allbusiness.com/10-key-steps-getting-small-business-loan-111086-1.html
10 Key Steps to Getting a Small Business Loan syndicated from https://halocapitalgroup.com
Small Business Loans for Bad Credit (No Credit Check Required)
Are you in a credit crunch and in need of a business loan? With the recent economic climate it’s been very difficult for businesses to obtain financing if they don’t have a good credit score. Even if you’re business is well run and bringing in consistent revenue, many banks & lending companies will reject applicants that don’t meet their strict requirements. We believe that hard-working owners should not have to suffer this fate. They should have predictable access to capital so they can continue to grow their business. Our loan program is designed to help people in this situation acquire funding. It is designed for any size company (small, medium, large) in any industry except real estate or investments. Instead of solely analyzing your credit score, we evaluate the amount of cash flow in your business to determine how much you are eligible for. This is a much better indicator of your company’s financial health and enables us to lend to businesses that would otherwise be locked out of fairly priced financing (with no credit check involved)! By changing the evaluation process, Halo Capital has made it easy for you to receive bad credit business loans. We provide anywhere from $10,000 to $2 million depending on your qualifications.
Getting Started with Bad Credit Small Business Loans
As a business owner, you have probably dreamed of expanding or improving your business to help it reach its full potential. If your company is like many, however, there’s a chance that a lack of money is getting in the way. You may have considered taking out a business loan, but if you have a poor credit score or a poor personal credit rating, you may assume that this is impossible. It’s true that many lenders frown on poor credit scores and refuse to lend money to business owners who don’t have a strong payment history with their previous creditors. The Small Business Administration has reported that only 27 percent of respondents who attempted to get business loans through banks were approved. But this doesn’t mean that you cannot obtain a bad credit business loan from other sources. In fact, there are numerous alternative lending companies that can provide financing if your business is profitable. So if you’re wondering, “Can you get a business loan with bad credit?,” you should know that the answer is probably “yes.”
Before you can start looking for bad credit small business loans, you have to know what your options are. It’s important to understand that many loans will not be available for your company if you don’t have a strong credit score to back up your application. However, this should not discourage you.
Instead, consider all the options that are available. You can look into merchant cash advance companies, which will require repayment based on your company’s credit card sales. There are also loans that are designed specifically to cover equipment purchases or to fund the construction of a new commercial building. The best option for your business will depend on a number of factors, such as the type of loan that your company best qualifies for and how you intend to use the money. Filling out our application is the best way to see your options for business loans with bad credit, since we automatically match you with the most compatible lenders.
How to Get a Small Business Loan with a Bad Credit History
Without a poor credit business loan, you might have a difficult time expanding or improving your enterprise. You might think that bad credit business financing is impossible to find, but this isn’t true at all… if you know where to look. Our application can save you loads of time trying to find compatible lenders. It’s quick and easy to apply here on our website, and you’ll be connected with financing solutions almost instantly.
How to Get a Small Business Loan with NO Credit History
You might have heard that having no credit is better than having bad credit, but it might not seem like it when you are getting turned down for all sorts of commercial loans. Unfortunately, many lenders are nervous about loaning money to business owners who don’t have any credit history.
If you want a business loan with no credit, we can help. We work with people all the time who do not have well-established credit histories, and can talk to you about your options as well.
What Criteria Are Bad Credit Business Loans Based On?
Many loans aren’t granted to companies that have poor business credit scores, especially if the chief operators of the company don’t have good credit and can’t offer a personal guarantee. However, much of this is because of companies failing to arm themselves with the proper information. In reality, small business loans for bad credit are available to many companies because they can be looked at from various different angles. Here are a few things that we will look at when determining whether or not your small business qualifies for a loan:
- Company cash flow
- Assets and liabilities
- Business plan
- Down payment
As you can see, small business loans with bad credit are much more flexible than most think because they take a lot of different things into account. Therefore, you might still qualify for a loan that you otherwise would not be able to get, such as if you have a strong business plan or solid cash flow. We understand that business owners deserve second chances, and we also know that there is more involved when determining if a company is successful than just looking at a credit report.
Where to Apply for Small Business Loans with No Credit Check & Low Rates
If you have been looking for SBA loans for bad credit, micro business loans, small business loans with no credit check and other types of fast business loans, you might not have had much luck in your search. Unfortunately, many lenders do look at credit scores and can require businesses to meet strict criteria before approving loans.
Luckily, Halo Capital can help. We understand that your company needs funding, and we don’t want you to be turned down for a loan yet again. This is why you should always come to us when looking for business loans for bad credit. Our application process is easy, and we are able to grant loans when other lenders can’t.
Can I Obtain New Business Funding with a Bad Credit Score? (for people just starting out)
If you have read up until this point, you would have learned that it is entirely possible to get a business loan with bad credit if you are an established business that can prove strong, positive cash flow. However, you could also be wondering if it’s possible to get loans to start a business with no credit or with bad credit. Luckily, you don’t have to let your poor credit score or lack of credit stop you from acquiring new business loans so that you can chase your dreams. We have helped individuals with bad credit and no credit start their own businesses, and we may also be able assist you if you have a strong business plan.
“I Need a Small Business Loan Quickly!” What To Do…
When your company needs money, it may need it right away. You could be looking for bad credit commercial loans to cover your expenses or invest in much-needed supplies, for example. You might have a difficult time keeping your business afloat if you can’t get a small business loan soon, so you need to act quickly. Some no credit check business loans and other bad credit small business loan options require a long waiting period, but that is not the case here at Halo Capital. Since you can apply directly on our website, you can get matched with a small business loan for bad credit right away. This can help speed up the process of acquiring much-needed financing for your business.
Can I Get Commercial Financing for Poor Credit from Lenders Online?
If you are wondering how to get a business loan with bad credit online, you might assume that it will be an arduous process. It does not have to be, however. You can actually get started quite quickly by applying for online business loans through various different online applications. In fact, this process is usually easier and more straightforward than working with traditional lenders. There is less paperwork and faster approval times. In conclusion, applying for bad credit business funding online i more easily than you think, and you don’t have to spend hours talking to different bankers to do so.
Here at Halo Capital, bad credit is OK. If you have bad personal credit, and have been asking yourself, “Where can I get business financing with bad credit?,” you shouldn’t stress any longer. Even if your company has a low credit score due to business credit cards, you can still get approved. We also understand that you may need funding with bad credit right away, so we don’t want to make you wait. Here at Halo Capital, we make it our goal to help small businesses get bad/no credit business loans quickly, with the best rates and terms possible.
Lately, you might have been asking yourself, “How can I get a business loan with bad credit?” What you should know is that there are many options available. At Halo Capital, we help business owners acquire them every day, so fill out our application to get more information.
[jbutton link=”http://www.halocapitalgroup.com/frequently-asked-questions/” a_css=”margin-left: 160px”]Frequently Asked Questions[/jbutton]
“Halo Capital simplified our loan process ten-fold. Being in business for 3 years, I had always relied on word-of-mouth marketing to acquire new clients. This has worked very well but when the recession hit several years ago, many of our existing clients that we relied so heavily on for business took a financial hit, and so our business suffered as a result. I soon realized that things were not going to be the same, and I was going to have to adapt quickly if I wanted my business to continue to thrive. It was that realization that lead me to want to start marketing our business online. But we were cash strapped and my bad credit rating at the time prevented me from qualifying for a bank loan. I came across Halo Capital one day and applied to their bad credit business loans program. Later that same day, I was qualified for a $20,000 loan and the money was ACD’d into my account 5 days later. I used that money to fund my online marketing efforts, and 3 months later I doubled my ROI. I can not say enough positive things about their impact on my business. They’ve been huge!”
-Barbara Johnson, Linens & Things
Small Business Loans for Bad Credit (No Credit Check Required) syndicated from https://halocapitalgroup.com
5 Small Business Financing Trends to Watch
Entrepreneurs, fasten your seat belts. Whether you’re starting up your dream business this year or managing your established small company, 2016 will be a rollercoaster ride of potential opportunity — and pitfalls. Here are five trends to watch closely so you can jump on or off at the right time for your business:
1. The online lending market will grow – but unwary borrowers beware!
The online lending sector of the financial technology (fintech) industry exploded in 2015 and shows no signs of slowing down this year. These lenders attract entrepreneurs by offering faster, more streamlined application processes than traditional banks. They are a true market disruptor: who doesn’t want to fill out an online form and get loan approval mere hours later?
But be careful. These online lenders aren’t regulated the same way as banks, and you need to read the fine print carefully. Generally, these lenders focus on merchant cash advances (with a payment arrangement that takes weekly or even daily dips from your incoming cash) or working capital loans with repayment front loaded into the first few months of the loan term. Their terms may be unclearly stated, and unsophisticated borrowers can find themselves on the hook for as much as 30 to 80 percent in rates and fees.
5 Small Business Financing Trends to Watch syndicated from https://halocapitalgroup.com
How a Father of 3 Built a Million-Dollar Business Around Craft Supplies
Brett Haugen’s million-dollar business idea hatched eight years ago when his wife, Mary, asked for a favor. She wanted him to use his design and woodworking skills to build storage units that could hold all of her crafting materials—ink pads, markers, paper punches—in one place.
Mary loved the custom cabinets he made for her, and her friends did too. Haugen, a mechanical engineer and manager at a computer-parts manufacturing company, sensed a business opportunity. “The only thing being sold in stores were generic storage units,” he says.
To test the market, Haugen built a few dozen products in his garage and posted them on eBay in early 2009. It was a good proving ground. Units that hold 48 ink pads, for instance, took 15 minutes to assemble, cost $5 in materials, and quickly sold out at $35 apiece, he says. But a display shelf was a dud. “It was generic,” he says in hindsight.
Full – http://time.com/money/4537175/stamp-n-storage-small-business-loan
How a Father of 3 Built a Million-Dollar Business Around Craft Supplies syndicated from https://halocapitalgroup.com
Halo Capital 